Comments on: Why I dislike Capital One credit cards http://www.pragmaticfinance.com/why-i-dislike-capital-one-credit-cards/ Putting my Financial House in Order Wed, 07 Jan 2009 23:10:41 +0000 http://wordpress.org/?v=2.2.1 By: Rebecca Elliott http://www.pragmaticfinance.com/why-i-dislike-capital-one-credit-cards/#comment-38031 Rebecca Elliott Fri, 28 Sep 2007 15:15:07 +0000 http://www.pragmaticfinance.com/why-i-dislike-capital-one-credit-cards/#comment-38031 I also hate my capital one no hassel rewards card but I am in the middle of a year of travel around the world. As soon as I return to the states I am getting rid of it. I found out after the fact that I have to call capital one every two months to tell them that I am out of the country in order for them to not block my overseas transactions. I was not informed of this when I called before leaving the states. I informed them of my travel plans and the customer service person said "no problem, i will put a note on your account". It was only after many frustating and expensive overseas phone calls from India did I find out the two month rule. I have also had a bad experience with their travel service. They were rude and screwed up my ticket. I had to pay extra in order to get the tickets changed. The fraud department customer service people are completely ignorant about overseas travel issues. I have had this card for a long time as well but I don´t care. I am dumping this card and telling everyone that their service is awful. I also hate my capital one no hassel rewards card but I am in the middle of a year of travel around the world. As soon as I return to the states I am getting rid of it. I found out after the fact that I have to call capital one every two months to tell them that I am out of the country in order for them to not block my overseas transactions. I was not informed of this when I called before leaving the states. I informed them of my travel plans and the customer service person said “no problem, i will put a note on your account”. It was only after many frustating and expensive overseas phone calls from India did I find out the two month rule. I have also had a bad experience with their travel service. They were rude and screwed up my ticket. I had to pay extra in order to get the tickets changed. The fraud department customer service people are completely ignorant about overseas travel issues. I have had this card for a long time as well but I don´t care. I am dumping this card and telling everyone that their service is awful.

]]> By: William F. Connelly http://www.pragmaticfinance.com/why-i-dislike-capital-one-credit-cards/#comment-10708 William F. Connelly Mon, 12 Mar 2007 05:30:40 +0000 http://www.pragmaticfinance.com/why-i-dislike-capital-one-credit-cards/#comment-10708 No hassel travel not in any manner is that statement true. First when you book your miles there is no upgrade for money or extra miles. Next the rude booking agent tries to force you to at least buy one ticket by booking you on inconvieniet flights. We used the card to accumulate what would be first class round trip tickets from CA. to Georgia on any other card only to be treated badly what a waste. We averaged over three thousand dollars a month just to waste our time and energy our vacation will only be saved by getting another card and charging what should be free. Bill No hassel travel not in any manner is that statement true. First when you book your miles there is no upgrade for money or extra miles. Next the rude booking agent tries to force you to at least buy one ticket by booking you on inconvieniet flights. We used the card to accumulate what would be first class round trip tickets from CA. to Georgia on any other card only to be treated badly what a waste. We averaged over three thousand dollars a month just to waste our time and energy our vacation will only be saved by getting another card and charging what should be free.

Bill

]]> By: Pragmatic Finance - Putting my Financial House in Order http://www.pragmaticfinance.com/why-i-dislike-capital-one-credit-cards/#comment-1081 Pragmatic Finance - Putting my Financial House in Order Thu, 14 Sep 2006 23:07:23 +0000 http://www.pragmaticfinance.com/why-i-dislike-capital-one-credit-cards/#comment-1081 [...] Some credit cards don’t report their limits. They mention the problems of Capital One here that I have discussed in the past. To summarize, when your real limit isn’t reported it can make it look like your using a lot more of your available credit than you really are. No preset spending limit cards such as those from American Express also have this problem. [...] […] Some credit cards don’t report their limits. They mention the problems of Capital One here that I have discussed in the past. To summarize, when your real limit isn’t reported it can make it look like your using a lot more of your available credit than you really are. No preset spending limit cards such as those from American Express also have this problem. […]

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