Comments on: My Credit Cards and Their Limits http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/ Putting my Financial House in Order Wed, 07 Jan 2009 19:05:36 +0000 http://wordpress.org/?v=2.2.1 By: jim http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-113 jim Sun, 16 Jul 2006 00:19:26 +0000 http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-113 Damn... that's a ton of credit. Damn… that’s a ton of credit.

]]> By: claire http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-111 claire Sat, 15 Jul 2006 01:33:39 +0000 http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-111 Thanks for meme-ing. No worries on the trackback. Thanks for meme-ing. No worries on the trackback.

]]> By: Jonathan http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-103 Jonathan Wed, 12 Jul 2006 08:45:06 +0000 http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-103 Mmm.. you got a very good list there. I'm still on the fence if I should apply for the mtvU card. Mmm.. you got a very good list there. I’m still on the fence if I should apply for the mtvU card.

]]> By: Jason http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-89 Jason Mon, 10 Jul 2006 19:55:08 +0000 http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-89 My transunion credit score is around 650ish, I'm guessing my fico is a little lower. I have very high utilization, like 90%+ on several cards due to 0% offers so I know that is really killing it. I won't get an auto or house loan for over a year at the earliest so I haven't been too concerned with it. I am kinda worrying about all these new accounts hurting the average age but nothing I can do now that I have opened them. As you alluded to, they are much more willing to give someone with little credit a card if they are a college student. I wonder, though, after you've established credit if putting down student for your occupation would help or hurt you as far as getting high limits. My transunion credit score is around 650ish, I’m guessing my fico is a little lower. I have very high utilization, like 90%+ on several cards due to 0% offers so I know that is really killing it. I won’t get an auto or house loan for over a year at the earliest so I haven’t been too concerned with it. I am kinda worrying about all these new accounts hurting the average age but nothing I can do now that I have opened them.

As you alluded to, they are much more willing to give someone with little credit a card if they are a college student. I wonder, though, after you’ve established credit if putting down student for your occupation would help or hurt you as far as getting high limits.

]]> By: Kira http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-87 Kira Mon, 10 Jul 2006 16:36:33 +0000 http://www.pragmaticfinance.com/my-credit-cards-and-their-limits/#comment-87 Wow, what is your credit score after all that? College time is the best time to get credit cards, they will give you anything. I was very displeased that I was turned down for a credit card because they processed it about a week after I graduated. Of course they were happy to re-process it two months later when I got a job, but still, it's not like I had become a different person after graduation. Just a worse statistical risk. Wow, what is your credit score after all that?

College time is the best time to get credit cards, they will give you anything. I was very displeased that I was turned down for a credit card because they processed it about a week after I graduated. Of course they were happy to re-process it two months later when I got a job, but still, it’s not like I had become a different person after graduation. Just a worse statistical risk.

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