Citibank e-Savings now at 4.75% APY

Citibank raised the interest rate on their esavings account to 4.75% apy. This was actually very surprising to me. I didn’t think they would be near the top for rates. If they continue to remain competitive this might be a good account to use because of the ease of transferring funds to a checking account. I have one of these accounts that I opened for more thank you points but I think I will keep my money with GMAC. Their money market account has the same interest rate and allows limited check writing. I will keep my eyes on Citibank, if for no other reason to see how competitive they keep their rates.

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