AT&T Universal Rewards Card offering $100 sign up Bonus

You can get 10,000 Thank you points when you apply for the AT&T Universal Rewards Card and make a purchase within 3 months. You can use the points for various items but the most cash equivalent is a $100 gift card available for various merchants or a similar check towards student loans.

It appears to also give 5% back on AT&T products purchased directly from them but this is probably not that useful to most people. As mentioned when discussing the Citibank Dividend Platinum Select, this card also gives 5% back at gas stations, grocery stores, and pharmacies for 12 months. There is a 0% balance transfer offer for those that like to play that game. And of course, no annual fee.

If you decide to take advantage of its balance transfer offer, be aware that you will want to make a purchase with the card first. Then pay it off before requesting th BT so you can get the $100 bonus and pay no interest. As with many other Citibank cards, you have 12 months to make the balance transfer and then you have 0% interest from the time you initiate it. There is also no fee to transfer balances.

You also may be able to combine it with the $40 bonus from cardoffers.com by clicking through that site first.

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